FEE-ONLY FINANCIAL PLANNER IN NASHVILLE
Fee-Only Financial Planning in Nashville, Built Around Your Life
Your finances are as unique as you are. Melby Wealth builds custom financial plans for professionals, families, and entrepreneurs who want a real partner, not a sales pitch.
AS FEATURED IN
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WHO WE HELP
Built for People Like You
Our clients come from different backgrounds, but they share one thing:
They want a financial plan that keeps up with real life.
Young Professionals and Families
You are building something. Maybe it is your first home, your first kid, or your first serious savings plan. We help you lay the groundwork now so the big decisions ahead feel manageable, not overwhelming.
Business Owners and Entrepreneurs
Your personal finances and your business finances are tangled together. We untangle them, helping you pay yourself strategically, plan for taxes, and build wealth outside of your business.
Musicians and Entertainment Professionals
Irregular income, royalty streams, and touring schedules do not fit a cookie-cutter plan. Shaun's background managing finances in the entertainment industry means your advisor actually understands your world.
Financial Planning for Nashville Clients
Melby Wealth provides fee-only financial planning for professionals, families, entrepreneurs, business owners, musicians, and entertainment professionals in Nashville and throughout the United States via virtual meetings. If you have been searching for a financial planner in Nashville who works as a fiduciary and is compensated only by clients, that is exactly how this firm is built.
Every engagement starts with your actual life, then builds a plan around it. You do not need a minimum portfolio size to work with a fee-only financial advisor in Nashville. Meetings happen mostly virtually, at times that work with your schedule. When you are ready to talk, you can schedule an introductory meeting at no cost and with no obligation.
How Financial Planning Works- Cash flow and savings priorities
- Retirement account strategy
- Tax-aware decision making
- Equity compensation
- Business finances
- Insurance coverage reviews
- Buying a home or growing your family
- Career and business transitions
How Investment Management Works
Low-Cost Index ETFs
Portfolios are built with broadly diversified index ETFs and funded through dollar cost averaging.
Matched to You
Your allocation comes directly from your financial plan, your time horizon, and how much volatility you can actually live with.
Managed as Life Changes
We handle ongoing monitoring, rebalancing, and tax-aware account decisions. As your plan gets updated, the portfolio follows.
Our investment management approach is intentionally boring, and that is by design.
There is no stock picking, no market timing, and no chasing whatever performed well last quarter.
About RiskAll investing involves risk. Investment values fluctuate and may be worth more or less than what you contributed. Diversification does not eliminate the possibility of loss.
See Our Investment PhilosophyHow We Work
Our Approach to Financial Planning
Personalized Financial Planning
No two clients get the same plan. We build around your specific goals, income, and life stage, then update as things change.
Disciplined Investment Management
We skip the hot stock tips. Low-cost index ETFs, dollar cost averaging, and a portfolio matched to your risk tolerance. Boring works.
Ongoing Wealth Management
Your plan is a living document, not a binder that collects dust. Our subscription model means we monitor, adjust, and adapt as life happens.
Dedicated Client Support
Call, email, or text. We meet on your schedule, in person or virtually, whether you are in Nashville or on the road. Your advisor should be accessible.
Real Questions, Real Answers
Questions We Help You Answer
These are the kinds of things our clients bring to us. If any of these sound familiar, we should talk.
"Can I actually afford this house on my current income?"
"How do I balance paying off student loans with saving for retirement?"
"I just got a big deal/signing bonus. Now what?"
"We are getting married. How do we combine finances without it being a mess?"
"My income is unpredictable. How do I budget and invest around that?"
"Should I be maxing out my 401(k), or is there a better strategy for me?"
Meet Your Advisor
Shaun Melby, CFP®
Founder, Melby Wealth Management
Shaun is a Nashville-based CERTIFIED FINANCIAL PLANNER® with over 15 years in the financial industry. Before founding Melby Wealth, he spent nearly a decade working with some of the biggest names in music as a business manager.
That experience taught him something: the traditional financial services model does not work for people whose lives do not follow a traditional path. He built Melby Wealth to fix that.
How Our Fee-Only Pricing Works
Melby Wealth is a fee-only firm. That structure removes the conflicts of interest baked into much of the traditional financial services industry.
Financial planning is offered as a flat subscription that stays accessible regardless of your account balance, and investment management is priced as a straightforward percentage of the assets we manage.
How We Are Paid
- Financial planning: a flat, recurring subscription fee
- Investment management: 0.75% of assets under management, billed quarterly from your portfolio
- Paid directly by the clients we serve
What We Never Collect
- Commissions
- Insurance or investment product sales
- Referral payments from anyone
You always know exactly what you pay and exactly what you receive for it. Questions about fees? We will give you a straight answer.
Ask Us DirectlyCommon Questions
Frequently Asked Questions
Who is your typical client?
Young professionals, growing families, business owners, and entertainment professionals. But if you do not fit neatly into those categories, we can still help.
What does "fee-only" mean?
It means we are paid only by you, never by commissions or product sales. Our income never depends on selling you something.
Do I need to meet in person?
No. While we are based in Nashville, we work with clients across the country. Meetings happen by phone, video, or, in rarer occasions these days, in person, whatever works for your schedule.
Is there an account minimum?
No. We believe financial planning should be accessible regardless of your current account balance. Our subscription model makes that possible.
What is the first step?
Schedule a complimentary initial consultation. We will learn about your situation, and you will learn about how we work. No pressure, no sales pitch.
Are you a fiduciary?
Yes. We are legally required to act in your best interest at all times. We never sell products or earn commissions. Your trust is the foundation of everything we do.