Comprehensive Financial Planning
We believe Comprehensive Financial Planning is the best way to build and maintain wealth. We also believe Comprehensive Financial Planning should actually be comprehensive and is an ongoing process that can’t be a one-time recommendation. Your financial advisor should be someone you can call on at any time and not worry if they will take your call or not or how much it will cost you.
With that in mind, we have implemented a retainer model to provide clients with advice whenever they need it. The Financial Plan is a living document to help guide you towards your financial, retirement, and life goals. You are living a once in a lifetime experience, so why should your financial plan be any different. We will create a completely customized plan for your specific situation. Because of our retainer model, we are able to monitor your plan and progress and can update the plan as life happens. See our sample financial plan here.
The process for Financial Planning will take place over a number of steps and meetings. We work with you and your schedule to be as accommodating as possible. Below is a typical path to develop the plan:
Initial Phase - Consultation, Engagement, Gather Information
Building Phase - Analyze Data, Develop Plan, Presentation, Recommendations
Action Phase - Implementation
Maintain Phase - Monitor, Evaluate, Adjust
Our process can cover, but is not limited to, the following topics:
Cash Flow Analysis
Combining Finances For Couples
Analyzing Employee Benefits Packages
Spending Plans and Budgeting
Insurance Needs Analysis
Student Loan and Education Funding
Business Coaching and Development
Short and Long Term Goal Development
Negotiating Auto Purchase
Retirement Income Planning
The fee for financial planning is $250 paid on a monthly basis. We have clients that will utilize our services as long-term partners and those for shorter periods of time who will engage us to develop better habits and get pointed on the right path. As a fee-only fiduciary wealth management firm, we will never make a commission from something we recommend and we have a duty to always put our client’s interests ahead of our own.