Investment Management

Investment Management can be a stand-alone service or a complement to Financial Planning. We are your Investment Advisor and will work with you to make sure your portfolio is customized to your specific goals. We manage everything from brokerage accounts to setting up 529 plans to rolling over 401(k)s into IRA's to setting up IRA’s and more. Melby Wealth Management has the following philosophy when it comes to investment and portfolio management.

  • Long-term approach - Stay away from the new “hot” stocks. Slow and steady wins the race.

  • There is a lot of noise in the 24/7 news cycle. We care more about broad based economic and corporate developments than today’s headlines. We don’t panic when today’s news is bad and we don’t get euphoric when today’s news is good.

  • We do not attempt to time the market - We believe a dollar cost averaging approach in the best process for investing.

  • Utilize low-cost index ETF to reduce expenses and increase diversification.

  • Align portfolio for client’s risk tolerance and goals.

  • Value and growth strategies both have a place in a balanced and diversified portfolio.

Fee

Our fee is priced at a competitive 75 basis points (0.75%) of assets under management for the Investment Management service. Fees are paid on a quarterly basis directly from your portfolio. For example, if you have $500,000 of AUM then Melby Wealth would be paid $3,750 over the course of a year for the management of these investments. We are a fee-only wealth management firm and we will never earn a commission from something we recommend.